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Cost of Living in Pasco County

Is it better to rent or buy in Pasco County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$81,706
$1,705/mo

Median in area: $1,705

$313,140

Median in area: $313,140

$62,628

If you Rent

🔑
$1,872 /mo
Base Rent$1,705
Est. Utilities$167
% of Income27.5%
Pre-tax Residual$4,937

If you Buy

🏠
$2,180 /mo
P&I (6.978%)$1,663
Taxes & Ins$350
Est. Utilities$167
% of Income32.0%
Pre-tax Residual$4,629

Compare Nearby Areas

See how Pasco County stacks up against neighboring areas.

countySumter County, FL
$1,435/mo
countyPolk County, FL
$1,456/mo
countyPinellas County, FL
$1,723/mo
countyHillsborough County, FL
$1,770/mo
countyHernando County, FL
$1,405/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Pasco County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Pasco County. The estimated all-in monthly cost for renting is $1,872, while owning a median-priced home with a 20% down payment is roughly $2,180 per month (a difference of $308).

How much do utilities cost in Pasco County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Pasco County is approximately $167. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Pasco County?›

To comfortably afford the median rent and utilities in Pasco County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $74,880 per year.