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Cost of Living in Pinellas County

Is it better to rent or buy in Pinellas County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$78,181
$1,723/mo

Median in area: $1,723

$375,609

Median in area: $375,609

$75,122

If you Rent

🔑
$1,888 /mo
Base Rent$1,723
Est. Utilities$165
% of Income29.0%
Pre-tax Residual$4,627

If you Buy

🏠
$2,524 /mo
P&I (6.965%)$1,992
Taxes & Ins$367
Est. Utilities$165
% of Income38.7%
Pre-tax Residual$3,991

Compare Nearby Areas

See how Pinellas County stacks up against neighboring areas.

countyPasco County, FL
$1,705/mo
countyHillsborough County, FL
$1,770/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Pinellas County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Pinellas County. The estimated all-in monthly cost for renting is $1,888, while owning a median-priced home with a 20% down payment is roughly $2,524 per month (a difference of $636).

How much do utilities cost in Pinellas County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Pinellas County is approximately $165. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Pinellas County?›

To comfortably afford the median rent and utilities in Pinellas County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $75,520 per year.