Local
Learn about the people, housing, costs and businesses in Pawleys Island, South Carolina
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Pawleys Island.
True all-in cost — P&I, taxes, insurance & utilities for homes in Pawleys Island.
Find and compare lenders active near Pawleys Island.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Pawleys Island.
Seismic risk and earthquake insurance estimates for Pawleys Island.
Wildfire exposure and insurance estimates for Pawleys Island.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Pawleys Island is approximately 6.872% (6.907% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Pawleys IslandThe median home value in Pawleys Island is $767k. The median monthly rent is $1,433. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Pawleys Island have increased 13.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,322/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $57k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Pawleys Island is $95k/year.
Calculate your buying powerThe largest employment sectors in Pawleys Island are information and media (14%) and finance and insurance (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.