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Pawleys Island Mortgage Calculator

Estimate your true cost of homeownership in Pawleys Island with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,878
P&I Payment$4,583
Taxes & Ins$1,108
Utilities$187
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Mortgage Details

$872,274
Local Median: $872,274
$174,455 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,878

Monthly Breakdown

Principal & Interest
$4,583
Property Taxes
$229
Homeowners Ins.
$879
Utilities
$187

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$951,980

Local Housing Facts for Pawleys Island

  • ·Median home value: $872,274 (adjusted for current market conditions)
  • ·Est. property taxes: $2,744/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $10,553/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,245/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Pawleys Island?

Based on the local median home value, estimated real estate property taxes in Pawleys Island are around $2,744 per year.

What is the average home price in Pawleys Island?

The median home value in Pawleys Island is currently estimated at $872,274.

How much does homeowners insurance cost in Pawleys Island?

For a median priced home, homeowners insurance in Pawleys Island averages around $10,553 annually.

What is the true total cost of owning a home in Pawleys Island?

True homeownership costs go beyond principal and interest. In Pawleys Island, a typical homeowner with a median-priced home of $872,274 can expect to pay roughly $2,744/yr in property taxes, $10,553/yr for homeowners insurance, and $2,245/yr in energy utilities. That adds approximately $1,295 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.