Safe Rate Local
Learn about the people, housing, costs and businesses in Port St. Lucie
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Port St. Lucie.
True all-in cost — P&I, taxes, insurance & utilities for homes in Port St. Lucie.
Find and compare lenders active near Port St. Lucie.
FEMA flood zones and flood insurance estimates for Port St. Lucie.
Seismic risk and earthquake insurance estimates for Port St. Lucie.
Wildfire exposure and insurance estimates for Port St. Lucie.
Mortgage rates for Port St. Lucie are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for Port St. LucieThe median home value in Port St. Lucie is $374k. The median monthly rent is $1,783. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Port St. Lucie have increased 14.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,459/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $63k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Port St. Lucie is $78k/year.
Calculate your buying powerThe largest employment sectors in Port St. Lucie are public administration (22%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.