Safe Rate Local

Cost of Living in Port St. Lucie

Is it better to rent or buy in Port St. Lucie? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

← Back to Port St. Lucie Hub

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$78,264
$1,783/mo

Median in area: $1,783

$373,570

Median in area: $373,570

$74,714

If you Rent

🔑
$1,943 /mo
Base Rent$1,783
Est. Utilities$160
% of Income29.8%
Pre-tax Residual$4,579

If you Buy

🏠
$2,794 /mo
P&I (6.5%)$1,889
Taxes & Ins$745
Est. Utilities$160
% of Income42.8%
Pre-tax Residual$3,728

Cost of Living FAQs

Is it cheaper to rent or buy in Port St. Lucie?›

Based on median housing data, renting is currently more affordable on a monthly basis in Port St. Lucie. The estimated all-in monthly cost for renting is $1,943, while owning a median-priced home with a 20% down payment is roughly $2,794 per month (a difference of $851).

How much do utilities cost in Port St. Lucie?›

The average monthly utility cost (electricity and natural gas) for a typical home in Port St. Lucie is approximately $160. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Port St. Lucie?›

To comfortably afford the median rent and utilities in Port St. Lucie without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $77,720 per year.