Local
Learn about the people, housing, costs and businesses in Refugio, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Refugio.
True all-in cost — P&I, taxes, insurance & utilities for homes in Refugio.
Find and compare lenders active near Refugio.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Refugio.
Seismic risk and earthquake insurance estimates for Refugio.
Wildfire exposure and insurance estimates for Refugio.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Refugio is approximately 7.060% (7.101% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for RefugioThe median home value in Refugio is $97k. The median monthly rent is $755. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $787/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $34k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Refugio is $50k/year.
Calculate your buying powerThe largest employment sectors in Refugio are public administration (27%) and wholesale trade (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.