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Refugio Mortgage Calculator

Estimate your true cost of homeownership in Refugio with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$985
P&I Payment$519
Taxes & Ins$331
Utilities$135
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Mortgage Details

$97,000
Local Median: $97,000
$19,400 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$985

Monthly Breakdown

Principal & Interest
$519
Property Taxes
$128
Homeowners Ins.
$203
Utilities
$135

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$109,386

Local Housing Facts for Refugio

  • ·Median home value: $97,000 (adjusted for current market conditions)
  • ·Est. property taxes: $1,541/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,434/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,614/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Refugio?

Based on the local median home value, estimated real estate property taxes in Refugio are around $1,541 per year.

What is the average home price in Refugio?

The median home value in Refugio is currently estimated at $97,000.

How much does homeowners insurance cost in Refugio?

For a median priced home, homeowners insurance in Refugio averages around $2,434 annually.

What is the true total cost of owning a home in Refugio?

True homeownership costs go beyond principal and interest. In Refugio, a typical homeowner with a median-priced home of $97,000 can expect to pay roughly $1,541/yr in property taxes, $2,434/yr for homeowners insurance, and $1,614/yr in energy utilities. That adds approximately $466 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.