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Learn about the people, housing, costs and businesses in Roy, New Mexico
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Roy.
True all-in cost — P&I, taxes, insurance & utilities for homes in Roy.
Find and compare lenders active near Roy.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Roy.
Seismic risk and earthquake insurance estimates for Roy.
Wildfire exposure and insurance estimates for Roy.
As of today, the 30-year fixed mortgage rate for Roy is approximately 6.773% (6.805% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for RoyThe median home value in Roy is $70k. The median monthly rent is $1,038. Annual property taxes average $305. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $513/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $22k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Roy is $49k/year.
Calculate your buying powerThe largest employment sectors in Roy are healthcare (28%) and arts, food, and hospitality (26%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.