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Estimate your true cost of homeownership in San Jose with localized property taxes, insurance, and utility data.
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Used with your down payment to fetch a live, scenario-specific rate.
Loan balance and total interest paid over 30 years.
Based on the local median home value, estimated real estate property taxes in San Jose are around $8,714 per year.
The median home value in San Jose is currently estimated at $1,403,332.
For a median priced home, homeowners insurance in San Jose averages around $1,025 annually.
True homeownership costs go beyond principal and interest. In San Jose, a typical homeowner with a median-priced home of $1,403,332 can expect to pay roughly $8,714/yr in property taxes, $1,025/yr for homeowners insurance, and $2,523/yr in energy utilities. That adds approximately $1,022 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.