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Learn about the people, housing, costs and businesses in Santa Barbara County County
Select a topic to explore real data for Santa Barbara County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Santa Barbara County.
Estimate payments for homes in Santa Barbara County.
People, housing & businesses in Santa Barbara County.
Find and compare lenders active near Santa Barbara County.
Homeowners, flood & wildfire estimates for Santa Barbara County.
Income, rent and all-in ownership costs for Santa Barbara County.
FEMA flood zones and flood insurance estimates for Santa Barbara County.
Seismic risk and earthquake insurance estimates for Santa Barbara County.
Wildfire exposure and insurance estimates for Santa Barbara County.
As of today, the 30-year fixed mortgage rate for Santa Barbara County is approximately 6.897% (6.918% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Santa Barbara CountyThe median home value in Santa Barbara County is $944k. The median monthly rent is $2,263. Annual property taxes average $5k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Santa Barbara County have increased 16.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,236/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $96k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Santa Barbara County is $103k/year.
Calculate your buying powerThe largest employment sectors in Santa Barbara County are public administration (24%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas