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Learn about the people, housing, costs and businesses in Stephenson County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Stephenson County.
Estimate payments for homes in Stephenson County.
People, housing & businesses in Stephenson County.
Find and compare lenders active near Stephenson County.
Homeowners, flood & wildfire estimates for Stephenson County.
Income, rent and all-in ownership costs for Stephenson County.
FEMA flood zones and flood insurance estimates for Stephenson County.
Seismic risk and earthquake insurance estimates for Stephenson County.
Wildfire exposure and insurance estimates for Stephenson County.
As of today, the 30-year fixed mortgage rate for Stephenson County is approximately 7.294% (7.333% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Stephenson CountyThe median home value in Stephenson County is $134k. The median monthly rent is $787. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Stephenson County have increased 18.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $888/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $38k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Stephenson County is $67k/year.
Calculate your buying powerThe largest employment sectors in Stephenson County are public administration (25%) and retail (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas