Local
Learn about the people, housing, costs and businesses in Surprise Creek Colony, Montana
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Surprise Creek Colony.
True all-in cost — P&I, taxes, insurance & utilities for homes in Surprise Creek Colony.
Find and compare lenders active near Surprise Creek Colony.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Surprise Creek Colony.
Seismic risk and earthquake insurance estimates for Surprise Creek Colony.
Wildfire exposure and insurance estimates for Surprise Creek Colony.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Surprise Creek Colony is approximately 6.957% (6.998% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Surprise Creek ColonyThe median home value in Surprise Creek Colony is $238k. The median monthly rent is $495. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $639/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $27k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Surprise Creek Colony is $59k/year.
Calculate your buying powerThe largest employment sectors in Surprise Creek Colony are public administration (26%) and retail (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.