Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Surprise Creek Colony Mortgage Calculator

Estimate your true cost of homeownership in Surprise Creek Colony with localized property taxes, insurance, and utility data.

← Back to Surprise Creek Colony Hub
Est. Total Monthly Cost
$1,812
P&I Payment$1,263
Taxes & Ins$209
Utilities$340
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Surprise Creek Colony scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$238,300
Local Median: $238,300
$47,660 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,812

Monthly Breakdown

Principal & Interest
$1,263
Property Taxes
$89
Homeowners Ins.
$120
Utilities
$340

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$263,980

Local Housing Facts for Surprise Creek Colony

  • ·Median home value: $238,300 (adjusted for current market conditions)
  • ·Est. property taxes: $1,066/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,444/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,082/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Surprise Creek Colony?

Based on the local median home value, estimated real estate property taxes in Surprise Creek Colony are around $1,066 per year.

What is the average home price in Surprise Creek Colony?

The median home value in Surprise Creek Colony is currently estimated at $238,300.

How much does homeowners insurance cost in Surprise Creek Colony?

For a median priced home, homeowners insurance in Surprise Creek Colony averages around $1,444 annually.

What is the true total cost of owning a home in Surprise Creek Colony?

True homeownership costs go beyond principal and interest. In Surprise Creek Colony, a typical homeowner with a median-priced home of $238,300 can expect to pay roughly $1,066/yr in property taxes, $1,444/yr for homeowners insurance, and $4,082/yr in energy utilities. That adds approximately $549 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.