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Learn about the people, housing, costs and businesses in Vergennes, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Vergennes.
True all-in cost — P&I, taxes, insurance & utilities for homes in Vergennes.
Find and compare lenders active near Vergennes.
FEMA flood zones and flood insurance estimates for Vergennes.
Seismic risk and earthquake insurance estimates for Vergennes.
Wildfire exposure and insurance estimates for Vergennes.
As of today, the 30-year fixed mortgage rate for Vergennes is approximately 6.994% (7.003% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for VergennesThe median home value in Vergennes is $131k. The median monthly rent is $793. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Vergennes have decreased 3.9% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $843/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Vergennes is $78k/year.
Calculate your buying powerThe largest employment sectors in Vergennes are public administration (30%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.