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Vergennes Mortgage Calculator

Estimate your true cost of homeownership in Vergennes with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,194
P&I Payment$670
Taxes & Ins$265
Utilities$259
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Mortgage Details

$125,900
Local Median: $125,900
$25,180 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,194

Monthly Breakdown

Principal & Interest
$670
Property Taxes
$150
Homeowners Ins.
$115
Utilities
$259

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$140,367

Local Housing Facts for Vergennes

  • ·Median home value: $125,900 (adjusted for current market conditions)
  • ·Est. property taxes: $1,805/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,379/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,113/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Vergennes?

Based on the local median home value, estimated real estate property taxes in Vergennes are around $1,805 per year.

What is the average home price in Vergennes?

The median home value in Vergennes is currently estimated at $125,900.

How much does homeowners insurance cost in Vergennes?

For a median priced home, homeowners insurance in Vergennes averages around $1,379 annually.

What is the true total cost of owning a home in Vergennes?

True homeownership costs go beyond principal and interest. In Vergennes, a typical homeowner with a median-priced home of $125,900 can expect to pay roughly $1,805/yr in property taxes, $1,379/yr for homeowners insurance, and $3,113/yr in energy utilities. That adds approximately $525 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.