Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | Gate City BankBank | Exceptional | Strong | Exceptional | Exceptional | $2,735Fees | 0.344%Below | 114 | |
2 | TOWN AND COUNTRY Credit UnionCredit Union | Strong | Sound | Exceptional | Exceptional | $2,505Fees | 0.210%Below | 148 | |
3 | First International Bank & TrustBank | Strong | Sound | Exceptional | Exceptional | $3,214Fees | 0.105%Below | 89 | |
4 | ARK-LA-TEX FINANCIAL SERVICES, LLC.Independent Mortgage Company | Strong | Sound | Exceptional | Strong | $1,058Fees | 0.352%Below | 82 | |
5 | Dacotah BankBank | Strong | Strong | Strong | Sound | $1,026Fees | 0.089%Below | 22 | |
6 | First Western Bank & TrustBank | Strong | Sound | Strong | Strong | $2,064Fees | 0.346%Below | 48 | |
7 | GUARANTEED RATE, INC.Independent Mortgage Company | Strong | Sound | Strong | Strong | $3,802Fees | 0.155%Above | 44 | |
8 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $3,458Fees | 0.087%Above | 39 | |
9 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | $4,046Fees | 0.235%Above | 34 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.