Safe Rate Rankings
Shopping for a mortgage? Click the heart icon to save lenders to My Home and make comparison painless.
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | ONPOINT COMMUNITY CREDIT UNIONCredit Union | Exceptional | Strong | Strong | Exceptional | $1,361Fees | 0.057%Above | 1,479 | |
2 | FIRST TECHNOLOGY FEDERAL CREDIT UNIONCredit Union | Exceptional | Strong | Strong | Exceptional | $1,245Fees | 0.103%Above | 309 | |
3 | NAVY FEDERAL CREDIT UNIONCredit Union | Exceptional | Exceptional | Sound | Strong | $746Fees | 0.567%Below | 128 | |
4 | iQ Credit UnionCredit Union | Strong | Strong | Sound | Strong | $1,257Fees | 0.047%Above | 98 | |
5 | Boeing Employees Credit UnionCredit Union | Strong | Strong | Sound | Sound | $1,850Fees | 0.029%Above | 59 | |
6 | COLUMBIA COMMUNITY CREDIT UNIONCredit Union | Strong | Sound | Sound | Strong | $1,607Fees | 0.081%Above | 116 | |
7 | Rivermark CommunityCredit Union | Strong | Acceptable | Sound | Exceptional | $1,308Fees | 0.099%Above | 234 | |
8 | Unitus Community Credit UnionCredit Union | Sound | Acceptable | Sound | Strong | $2,367Fees | 0.179%Above | 100 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.