Safe Rate Rankings

Best Mortgage Company Lenders in Sandusky

Updated February 6, 2026
⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
📊 HMDA 2024Built using publicly available originated loan data from the federal government.
🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.
Total Lenders8
Total Loans485
Median Rate Spread0.60%

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RankLenderOverallPricingPull ThroughPlaceAvg FeesRate Spread# of LoansAction
1
UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company
Strong
Sound
Exceptional
Strong
$2,950Fees
0.196%Above
41
2
ROCKET MORTGAGE, LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Exceptional
$3,835Fees
0.471%Above
148
3
LOANDEPOT.COM, LLCIndependent Mortgage Company
Strong
Sound
Strong
Strong
$2,540Fees
0.528%Above
41
4
UNION HOME MORTGAGE CORP.Independent Mortgage Company
Strong
Acceptable
Exceptional
Strong
$4,402Fees
0.832%Above
61
5
CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company
Strong
Acceptable
Strong
Strong
$3,333Fees
0.689%Above
59
6
UNION CAPITAL MORTGAGE CORPORATIONIndependent Mortgage Company
Strong
Acceptable
Strong
Strong
$3,548Fees
0.487%Above
26
7
YOUR HOME FINANCIAL LLCIndependent Mortgage Company
Sound
Acceptable
Sound
Strong
$2,278Fees
0.890%Above
41
8
Mortgage Research Center, LLCIndependent Mortgage Company
Sound
Acceptable
Strong
Sound
$1,237Fees
1.162%Above
25

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.