Safe Rate Rankings
Shopping for a mortgage? Click the heart icon to save lenders to My Home and make comparison painless.
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | IOWA BANKERS MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Exceptional | Exceptional | Exceptional | $865Fees | 0.092%Below | 219 | |
2 | GREENSTATE Credit UnionCredit Union | Exceptional | Exceptional | Exceptional | Strong | $524Fees | 0.173%Below | 69 | |
3 | VERIDIAN CREDIT UNIONCredit Union | Exceptional | Exceptional | Exceptional | Strong | $272Fees | 0.329%Below | 31 | |
4 | GREATER IOWA CREDIT UNIONCredit Union | Exceptional | Exceptional | Strong | Strong | $279Fees | 0.165%Above | 47 | |
5 | Community Choice Credit UnionCredit Union | Exceptional | Exceptional | Strong | Strong | $1,089Fees | 0.315%Below | 30 | |
6 | Luana Savings BankBank | Exceptional | Exceptional | Strong | Strong | $879Credit | 0.188%Below | 24 | |
7 | Bankers Trust CompanyBank | Exceptional | Exceptional | Sound | Strong | $399Fees | 0.532%Below | 26 | |
8 | Northwest BankBank | Strong | Strong | Strong | Strong | $812Fees | 0.060%Below | 39 | |
9 | U.S. Bank National AssociationBank | Strong | Strong | Strong | Strong | $605Fees | 0.212%Above | 38 | |
10 | Wells Fargo Bank, National AssociationBank | Strong | Strong | Sound | Strong | $1,294Fees | 0.058%Below | 51 | |
11 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $2,665Fees | 0.416%Above | 105 | |
12 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $3,625Fees | 0.301%Above | 47 | |
13 | AMERICAN PACIFIC MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Mediocre | Exceptional | Strong | $3,560Fees | 0.482%Above | 41 | |
14 | Mortgage Research Center, LLCIndependent Mortgage Company | Sound | Acceptable | Strong | Sound | $3,714Fees | 0.442%Above | 28 | |
15 | NEW AMERICAN FUNDING, LLCIndependent Mortgage Company | Sound | Acceptable | Sound | Sound | $1,990Fees | 0.562%Above | 21 | |
16 | LAND HOME FINANCIAL SERVICES, INC.Independent Mortgage Company | Sound | Mediocre | Sound | Strong | $2,807Fees | 0.263%Above | 26 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.