Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Jonah Bank of WyomingBank | Exceptional | Strong | Strong | Exceptional | Exceptional | $3,290Fees | 0.153%Below | 110 | |
2 | First Western Trust BankBank | Exceptional | Strong | Strong | Strong | Strong | $3,942Fees | 0.136%Above | 31 | |
3 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,466Fees | 0.381%Above | 316 | |
4 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,217Fees | 0.108%Above | 167 | |
5 | Wallick & Volk, Inc.Independent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,124Fees | 0.366%Above | 129 | |
6 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,846Fees | 0.431%Above | 117 | |
7 | AMERICAN FINANCING CORPORATIONIndependent Mortgage Company | Strong | Sound | Exceptional | Sound | Sound | $3,735Fees | 0.133%Above | 12 | |
8 | AMERICAN PACIFIC MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Mediocre | Exceptional | Exceptional | Strong | $6,062Fees | 0.535%Above | 42 | |
9 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Strong | $5,827Fees | 0.306%Above | 92 | |
10 | MUTUAL OF OMAHA MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Sound | $3,657Fees | 0.247%Below | 12 | |
11 | CENTENNIAL LENDING, LLCIndependent Mortgage Company | Sound | Acceptable | Sound | Sound | Strong | $3,804Fees | 0.023%Below | 27 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.