Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | WRIGHT-PATT CREDIT UNION, INC.Credit Union | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $143Fees | 0.486%Below | 243 | |
2 | NAVY FEDERAL CREDIT UNIONCredit Union | Exceptional | Exceptional | Exceptional | Sound | Strong | $642Fees | 0.524%Below | 148 | |
3 | GENERAL ELECTRIC CREDIT UNIONCredit Union | Strong | Strong | Sound | Sound | Exceptional | $860Fees | 0.051%Above | 297 | |
4 | SUPERIOR CREDIT UNION, INC.Credit Union | Strong | Sound | Strong | Sound | Strong | $1,365Fees | 0.227%Above | 85 | |
5 | CINFED Federal Credit UnionCredit Union | Strong | Strong | Acceptable | Acceptable | Strong | $650Fees | 0.137%Above | 131 | |
6 | KEMBA CREDIT UNION, INC.Credit Union | Strong | Strong | Acceptable | Acceptable | Strong | $818Fees | 0.017%Above | 104 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.