Safe Rate Rankings

Best Conventional Mortgage Company Lenders in Corvallis

Updated February 6, 2026
⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
📊 HMDA 2024Built using publicly available originated loan data from the federal government.
🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.
Total Lenders13
Total Loans469
Median Rate Spread0.26%

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RankLenderOverallPricingProductPull ThroughPlaceAvg FeesRate Spread# of LoansAction
1
PROVIDENT FUNDING ASSOCIATES, L.P.Independent Mortgage Company
Exceptional
Exceptional
Exceptional
Sound
Sound
$2,192Fees
0.020%Below
10
2
ROCKET MORTGAGE, LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$4,546Fees
0.279%Above
48
3
UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Exceptional
Strong
$1,715Fees
0.181%Above
29
4
MORTGAGE EXPRESS, LLCIndependent Mortgage Company
Strong
Acceptable
Strong
Strong
Exceptional
$5,272Fees
0.243%Above
63
5
UNION HOME MORTGAGE CORP.Independent Mortgage Company
Strong
Acceptable
Exceptional
Strong
Strong
$4,671Fees
0.441%Above
33
6
MOVEMENT MORTGAGE, LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Strong
Strong
$5,541Fees
0.376%Above
30
7
GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Strong
Strong
$5,018Fees
0.431%Above
29
8
CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Strong
Sound
$4,758Fees
0.299%Above
16
9
NATIONS DIRECT MORTGAGE, LLCIndependent Mortgage Company
Strong
Acceptable
Strong
Strong
Sound
$3,164Fees
0.358%Above
12
10
AMERICAN PACIFIC MORTGAGE CORPORATIONIndependent Mortgage Company
Sound
Mediocre
Exceptional
Strong
Sound
$6,354Fees
0.641%Above
14
11
SUMMIT FUNDING, INC.Independent Mortgage Company
Sound
Mediocre
Exceptional
Strong
Sound
$6,110Fees
0.344%Above
10
12
PACIFIC RESIDENTIAL MORTGAGE, LLCIndependent Mortgage Company
Sound
Mediocre
Strong
Strong
Sound
$6,790Fees
0.208%Above
10

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.