Safe Rate Rankings

Best Bank Mortgage Lenders in Evansville

Updated May 22, 2026
⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
📊 HMDA 2024Built using publicly available originated loan data from the federal government.
🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.
Total Lenders46
Total Loans3,079
Median Rate Spread0.47%

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RankLenderOverallPricingPull ThroughPlaceAvg FeesRate Spread# of LoansAction
1
Old National BankBank
Exceptional
Exceptional
Strong
Strong
$695Fees
0.004%Below
142
2
First Federal Savings BankBank
Strong
Strong
Strong
Strong
$580Fees
0.411%Above
117
3
Fifth Third Bank, National AssociationBank
Strong
Strong
Strong
Strong
$563Fees
0.380%Above
93
4
German American BankBank
Strong
Strong
Sound
Strong
$795Fees
0.227%Above
68
5
JPMorgan Chase Bank, National AssociationBank
Strong
Sound
Strong
Sound
$1,794Fees
0.135%Above
23
6
Bank of EnglandBank
Sound
Acceptable
Strong
Sound
$1,675Fees
0.364%Above
27

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.