🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Evansville
Updated February 5, 2026
Market Overview
46
Total Lenders
3,079
Total Loans
0.47%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | Liberty | Exceptional | Strong | Exceptional | Exceptional | $983 | +0.329% | 609 | |
2 | Old National Bank | Exceptional | Exceptional | Strong | Strong | $695 | -0.004% | 142 | |
3 | Heritage Federal Credit Union | Exceptional | Strong | Strong | Exceptional | $591 | +0.362% | 229 | |
4 | INDIANA MEMBERS CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $1,053 | -0.463% | 80 | |
5 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | $3,118 | +0.355% | 65 | |
6 | MORTGAGE MASTERS OF INDIANA, INC. | Strong | Sound | Exceptional | Exceptional | $1,456 | +0.299% | 635 | |
7 | First Federal Savings Bank | Strong | Strong | Strong | Strong | $580 | +0.411% | 117 | |
8 | Fifth Third Bank, National Association | Strong | Strong | Strong | Strong | $563 | +0.380% | 93 | |
9 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,384 | +0.274% | 111 | |
10 | German American Bank | Strong | Strong | Sound | Strong | $795 | +0.227% | 68 | |
11 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $3,585 | +0.503% | 184 | |
12 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | $992 | +0.593% | 40 | |
13 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $884 | +0.244% | 27 | |
14 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Sound | $1,794 | +0.135% | 23 | |
15 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $2,524 | +0.268% | 79 | |
16 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | $2,419 | +0.629% | 25 | |
17 | PLAZA HOME MORTGAGE, INC. | Sound | Acceptable | Strong | Sound | $850 | +0.281% | 40 | |
18 | Equity Prime Mortgage LLC | Sound | Acceptable | Strong | Sound | $2,541 | +1.156% | 36 | |
19 | INTERLINC MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Sound | $1,666 | +0.789% | 28 | |
20 | Bank of England | Sound | Acceptable | Strong | Sound | $1,675 | +0.364% | 27 | |
21 | THE LOAN STORE, INC. | Sound | Acceptable | Strong | Sound | $1,249 | +0.468% | 25 | |
22 | GVC MORTGAGE, INC. | Sound | Mediocre | Exceptional | Sound | $2,793 | +1.037% | 22 | |
23 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $2,297 | +0.600% | 20 | |
24 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Sound | $1,990 | +0.737% | 46 | |
25 | CALCON MUTUAL MORTGAGE LLC | Sound | Mediocre | Sound | Sound | $2,184 | +0.872% | 31 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Evansville, IN
No credit impact
3-minute process
100% free