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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best USDA Mortgage Lenders in Jonesboro

Updated February 6, 2026

Market Overview

30
Total Lenders
1,099
Total Loans
0.37%
Median Rate Spread
RankLenderOverallPricingProductPull ThroughPlaceAvg FeesSpreadVolumeAction
1
MORTGAGE INVESTORS GROUP, INC.
Exceptional
Sound
Exceptional
Strong
Exceptional
$2,082+0.283%61
2
Nations Lending Corporation
Strong
Acceptable
Exceptional
Strong
Strong
$1,179+0.314%32
3
NEW AMERICAN FUNDING, LLC
Strong
Mediocre
Exceptional
Strong
Strong
$3,151+0.634%51
4
DAS Acquisition Company, LLC
Strong
Mediocre
Exceptional
Strong
Strong
$2,772+0.538%51
5
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.
Strong
Mediocre
Exceptional
Strong
Strong
$3,543+0.567%40

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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Jonesboro, ARUSDA
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