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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Jonesboro
Updated February 6, 2026
Market Overview
30
Total Lenders
1,099
Total Loans
0.37%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | First Security Bank | Exceptional | Exceptional | Strong | Strong | $2,130 | -0.158% | 21 | |
2 | MORTGAGE INVESTORS GROUP, INC. | Strong | Sound | Exceptional | Exceptional | $2,082 | +0.283% | 61 | |
3 | First Financial Bank | Strong | Sound | Strong | Exceptional | $2,895 | +0.312% | 49 | |
4 | LENDLO MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,679 | +0.185% | 48 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,453 | -0.036% | 41 | |
6 | ENCORE BANK | Strong | Strong | Sound | Strong | $1,370 | +0.192% | 32 | |
7 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,602 | +0.520% | 91 | |
8 | Centennial Bank | Strong | Sound | Sound | Exceptional | $1,702 | +0.543% | 47 | |
9 | First Horizon Bank | Strong | Sound | Strong | Strong | $1,537 | +0.233% | 38 | |
10 | Regions Bank | Strong | Sound | Strong | Strong | $2,316 | +0.382% | 25 | |
11 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Sound | $1,322 | +0.273% | 20 | |
12 | Arvest Bank | Strong | Acceptable | Strong | Exceptional | $1,896 | +0.419% | 109 | |
13 | First Community Bank | Strong | Acceptable | Strong | Exceptional | $2,619 | +0.173% | 70 | |
14 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Strong | $2,772 | +0.538% | 51 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,004 | +0.796% | 39 | |
16 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Strong | $1,179 | +0.314% | 32 | |
17 | Southern Bank | Strong | Sound | Sound | Strong | $518 | -0.128% | 26 | |
18 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $1,867 | +0.509% | 46 | |
19 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,151 | +0.634% | 51 | |
20 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Sound | Mediocre | Strong | Strong | $3,543 | +0.567% | 40 | |
21 | SENTE MORTGAGE, INC. | Sound | Mediocre | Strong | Strong | $3,133 | +0.730% | 27 | |
22 | First National Bank | Sound | Mediocre | Sound | Strong | $204 | +0.898% | 23 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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