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FIDELITY LENDING SOLUTIONS, INC.
Independent Mortgage Company|Brea, CA|Multi-Region
Loans Originated
563
Applications
809
Volume
$384 million
Offers loans directly to consumersSources loans from independent brokers
Overall Pull Through
Strong
Pricing and Pullthrough Overview
Pullthrough Rate
69.6%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
Report Card
FIDELITY LENDING SOLUTIONS, INC. performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | N/A | No data available | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Sound | Industry Standard | |
Jumbo | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Sound | Industry Standard | |
Refinance | Sound | Industry Standard | |
Places Geographic coverage | Sound | Multi-Regional · 8 metro areas · 8 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$683,117
Average Borrower Income
$298,545
Average Property Value
$1,015,746
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Sound | N/A | Sound | 492 | 87.4% | +1.012% | $6,338 |
Jumbo Loans | Strong | Strong | N/A | Strong | 71 | 12.6% | — | — |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Sound | N/A | Sound | 443 | 78.7% | +1.093% | $6,439 |
Refinance | Sound | Sound | N/A | Sound | 120 | 21.3% | +0.767% | $6,035 |
Geographic Coverage
Metro Areas
8
States Served
8
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
AZCACOFLGANVTXWA
Top Metro Areas by Place Specialization Score
1
Los Angeles, CAMSA
Volume: 230Mix: 40.85%
Place Specialization
Strong
2
Anaheim, CAMSA
Volume: 68Mix: 12.08%
Place Specialization
Strong
3
Riverside, CAMSA
Volume: 81Mix: 14.39%
Place Specialization
Strong
4
Atlanta, GAMSA
Volume: 49Mix: 8.70%
Place Specialization
Sound
5
San Francisco, CAMSA
Volume: 16Mix: 2.84%
Place Specialization
Sound
6
Oakland, CAMSA
Volume: 19Mix: 3.37%
Place Specialization
Sound
7
San Diego, CAMSA
Volume: 20Mix: 3.55%
Place Specialization
Sound
8
San Jose, CAMSA
Volume: 13Mix: 2.31%
Place Specialization
Sound
Top States by Place Specialization Score
1
CAState
Volume: 461Mix: 81.88%
Place Specialization
Strong
2
GAState
Volume: 58Mix: 10.30%
Place Specialization
Sound
3
FLState
Volume: 22Mix: 3.91%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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