Safe Rate Rankings
Shopping for a mortgage? Click the heart icon to save lenders to My Home and make comparison painless.
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | The Citizens National Bank of BlufftonBank | Strong | Strong | Sound | Exceptional | $914Fees | 0.252%Above | 72 | |
2 | The Huntington National BankBank | Strong | Strong | Strong | Strong | $312Fees | 0.801%Above | 41 | |
3 | The State Bank and Trust CompanyBank | Strong | Strong | Strong | Sound | $1,582Fees | 0.201%Above | 26 | |
4 | U.S. Bank National AssociationBank | Strong | Strong | Strong | Sound | $858Fees | 0.335%Above | 21 | |
5 | Fifth Third Bank, National AssociationBank | Strong | Strong | Strong | Sound | $740Fees | 0.516%Above | 21 | |
6 | The Union Bank CompanyBank | Strong | Strong | Sound | Sound | $1,221Fees | 0.258%Above | 23 | |
7 | Premier BankBank | Strong | Sound | Strong | Sound | $959Fees | 0.570%Above | 27 | |
8 | JPMorgan Chase Bank, National AssociationBank | Strong | Sound | Strong | Sound | $1,735Fees | 0.573%Above | 23 | |
9 | The Federal Savings BankBank | Sound | Mediocre | Sound | Strong | $2,151Fees | 0.683%Above | 57 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.