Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | The Huntington National BankBank | Exceptional | Strong | Exceptional | Strong | Strong | $312Fees | 0.801%Above | 41 | |
2 | The Citizens National Bank of BlufftonBank | Strong | Strong | — | Sound | Exceptional | $914Fees | 0.252%Above | 72 | |
3 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $1,723Fees | 0.627%Above | 36 | |
4 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Exceptional | Sound | $1,929Fees | 0.160%Above | 16 | |
5 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,197Fees | 0.589%Above | 69 | |
6 | MYCUMORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Strong | Exceptional | Sound | $1,209Fees | 0.477%Above | 10 | |
7 | The Federal Savings BankBank | Strong | Acceptable | Exceptional | Sound | Strong | $2,151Fees | 0.683%Above | 57 | |
8 | GUARANTEED RATE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $1,937Fees | 0.651%Above | 23 | |
9 | LOWER, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $1,703Fees | 0.895%Above | 16 | |
10 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Strong | $3,580Fees | 1.023%Above | 37 | |
11 | CARRINGTON MORTGAGE SERVICES, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Sound | $1,807Fees | 0.847%Above | 18 | |
12 | GENEVA FINANCIAL, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Exceptional | Sound | $3,850Fees | 0.756%Above | 12 | |
13 | SUPERIOR FINANCIAL SOLUTIONS, LLCIndependent Mortgage Company | Sound | Acceptable | — | Mediocre | Strong | $1,700Fees | 0.608%Above | 43 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.