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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Morgantown
Updated February 6, 2026
Market Overview
22
Total Lenders
961
Total Loans
0.22%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | The Huntington National Bank | Exceptional | Strong | Strong | Exceptional | $763 | +0.104% | 101 | |
2 | First Federal Savings and Loan Association of Greene Co | Exceptional | Exceptional | Sound | Strong | $612 | +0.102% | 26 | |
3 | PNC Bank, National Association | Strong | Strong | Strong | Strong | $592 | +0.161% | 62 | |
4 | City National Bank of West Virginia | Strong | Strong | Strong | Strong | $12 | -0.218% | 40 | |
5 | Truist Bank | Strong | Strong | Strong | Strong | $1,563 | +0.179% | 32 | |
6 | Clear Mountain Bank | Strong | Sound | Strong | Exceptional | $921 | +0.114% | 134 | |
7 | INTERCOASTAL MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $1,607 | +0.198% | 65 | |
8 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $1,055 | +0.121% | 57 | |
9 | First National Bank of Pennsylvania | Strong | Sound | Strong | Strong | $1,463 | +0.157% | 49 | |
10 | WesBanco Bank, Inc. | Strong | Sound | Strong | Strong | $1,854 | +0.021% | 49 | |
11 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $2,258 | +0.131% | 48 | |
12 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $3,546 | +0.610% | 77 | |
13 | United Bank | Strong | Sound | Strong | Sound | $1,575 | +0.070% | 24 | |
14 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,183 | +0.608% | 46 | |
15 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | -$1,369 | +1.866% | 38 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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