Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | The Huntington National BankBank | Exceptional | Strong | Strong | Exceptional | $763Fees | 0.104%Above | 101 | |
2 | First Federal Savings and Loan Association of Greene CoBank | Exceptional | Exceptional | Sound | Strong | $612Fees | 0.102%Above | 26 | |
3 | PNC Bank, National AssociationBank | Strong | Strong | Strong | Strong | $592Fees | 0.161%Above | 62 | |
4 | City National Bank of West VirginiaBank | Strong | Strong | Strong | Strong | $12Fees | 0.218%Below | 40 | |
5 | Truist BankBank | Strong | Strong | Strong | Strong | $1,563Fees | 0.179%Above | 32 | |
6 | Clear Mountain BankBank | Strong | Sound | Strong | Exceptional | $921Fees | 0.114%Above | 134 | |
7 | INTERCOASTAL MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | $1,607Fees | 0.198%Above | 65 | |
8 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | $1,055Fees | 0.121%Above | 57 | |
9 | First National Bank of PennsylvaniaBank | Strong | Sound | Strong | Strong | $1,463Fees | 0.157%Above | 49 | |
10 | WesBanco Bank, Inc.Bank | Strong | Sound | Strong | Strong | $1,854Fees | 0.021%Above | 49 | |
11 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Strong | Strong | $2,258Fees | 0.131%Above | 48 | |
12 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $3,546Fees | 0.610%Above | 77 | |
13 | United BankBank | Strong | Sound | Strong | Sound | $1,575Fees | 0.070%Above | 24 | |
14 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $3,183Fees | 0.608%Above | 46 | |
15 | Mortgage Research Center, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $1,369Credit | 1.866%Above | 38 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.