Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | TEXAS DOW EMPLOYEES CREDIT UNIONCredit Union | Strong | Sound | Strong | Strong | Exceptional | $731Fees | 0.540%Above | 90 | |
2 | Wells Fargo Bank, National AssociationBank | Strong | Strong | Exceptional | Sound | Sound | $2,404Fees | 0.073%Below | 14 | |
3 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,662Fees | 0.377%Above | 76 | |
4 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,456Fees | 0.555%Above | 56 | |
5 | JPMorgan Chase Bank, National AssociationBank | Strong | Sound | Exceptional | Strong | Sound | $2,166Fees | 0.072%Below | 29 | |
6 | Prosperity BankBank | Strong | Sound | Strong | Sound | Strong | $1,222Fees | 0.213%Above | 41 | |
7 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Acceptable | $2,177Fees | 0.966%Above | 10 | |
8 | Wallick & Volk, Inc.Independent Mortgage Company | Strong | Mediocre | Strong | Strong | Exceptional | $4,309Fees | 0.217%Above | 123 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.