Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Towne BankBank | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,810Fees | 0.203%Above | 450 | |
2 | Truist BankBank | Strong | Strong | Strong | Sound | Strong | $1,502Fees | 0.047%Above | 192 | |
3 | Ameris BankBank | Strong | Sound | Exceptional | Strong | Strong | $3,295Fees | 0.006%Above | 140 | |
4 | Fulton Bank, National AssociationBank | Strong | Strong | Strong | Sound | Strong | $2,562Fees | 0.306%Above | 89 | |
5 | Plains Commerce BankBank | Strong | Sound | Exceptional | Strong | Sound | $2,708Fees | 0.160%Above | 54 | |
6 | Wells Fargo Bank, National AssociationBank | Strong | Sound | Strong | Sound | Strong | $1,999Fees | 0.073%Above | 211 | |
7 | Presidential Bank, FSBBank | Strong | Acceptable | Strong | Strong | Strong | $2,782Fees | 0.322%Above | 264 | |
8 | The Federal Savings BankBank | Strong | Acceptable | Exceptional | Sound | Strong | $3,125Fees | 0.289%Above | 136 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.