Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | GREENSTATE Credit UnionCredit Union | Exceptional | Exceptional | Exceptional | Exceptional | Strong | $524Fees | 0.173%Below | 69 | |
2 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,625Fees | 0.301%Above | 47 | |
3 | HOMESERVICES LENDING, LLCIndependent Mortgage Company | Strong | Sound | Strong | Exceptional | Sound | $1,851Fees | 0.278%Above | 18 | |
4 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $2,665Fees | 0.416%Above | 105 | |
5 | FIRST COMMUNITY MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,028Fees | 0.581%Above | 10 | |
6 | AMERICAN PACIFIC MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,560Fees | 0.482%Above | 41 | |
7 | NEWREZ LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Sound | Acceptable | $1,419Fees | 0.301%Above | 10 | |
8 | LAND HOME FINANCIAL SERVICES, INC.Independent Mortgage Company | Sound | Mediocre | Strong | Strong | Strong | $2,807Fees | 0.263%Above | 26 | |
9 | NEW AMERICAN FUNDING, LLCIndependent Mortgage Company | Sound | Mediocre | Exceptional | Sound | Sound | $1,990Fees | 0.562%Above | 21 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.