Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | U.S. Bank National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Sound | $387Credit | 0.122%Below | 31 | |
2 | Wells Fargo Bank, National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Sound | $1,499Fees | 0.109%Below | 30 | |
3 | Bank of America, National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Sound | $974Fees | 0.034%Above | 18 | |
4 | Morgan Stanley Private Bank, National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Sound | $307Fees | 0.439%Below | 12 | |
5 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,438Fees | 0.206%Below | 263 | |
6 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $4,099Fees | 0.045%Above | 202 | |
7 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $4,072Fees | 0.381%Above | 160 | |
8 | CMG MORTGAGE, INC.Independent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $2,737Fees | 0.115%Below | 45 | |
9 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,027Fees | 0.346%Above | 188 | |
10 | OriginPoint, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Sound | Sound | $2,965Fees | 0.465%Above | 26 | |
11 | EVERGREEN MONEYSOURCE MORTGAGE COMPANYIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Exceptional | $5,458Fees | 0.328%Above | 218 | |
12 | 1st Security Bank of WashingtonBank | Sound | Mediocre | Strong | Sound | Strong | $4,532Fees | 0.213%Above | 44 | |
13 | WASHINGTON FEDERAL BANKBank | Sound | Mediocre | Exceptional | Sound | Sound | $75Credit | 0.957%Above | 11 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.