🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Bremerton
Updated February 5, 2026
Market Overview
58
Total Lenders
3,223
Total Loans
0.12%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Exceptional | $707 | -0.356% | 124 | |
2 | NBKC BANK | Exceptional | Exceptional | Sound | Strong | $2,088 | -0.459% | 62 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,438 | -0.206% | 263 | |
4 | SAMMAMISH MORTGAGE COMPANY | Strong | Strong | Strong | Strong | $1,404 | +0.084% | 28 | |
5 | Boeing Employees Credit Union | Strong | Strong | Sound | Strong | $299 | +0.064% | 54 | |
6 | U.S. Bank National Association | Strong | Strong | Strong | Sound | -$387 | -0.122% | 31 | |
7 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,099 | +0.045% | 202 | |
8 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,072 | +0.381% | 160 | |
9 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $4,283 | +0.504% | 133 | |
10 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $3,117 | -0.307% | 62 | |
11 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $3,383 | -0.120% | 59 | |
12 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Strong | $8,012 | +0.769% | 41 | |
13 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $3,158 | +0.033% | 41 | |
14 | BAY EQUITY LLC | Strong | Sound | Strong | Strong | $4,013 | -0.130% | 37 | |
15 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Sound | $1,499 | -0.109% | 30 | |
16 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $4,027 | +0.346% | 188 | |
17 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $3,985 | +0.141% | 94 | |
18 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,737 | -0.115% | 45 | |
19 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | $3,516 | +0.159% | 31 | |
20 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Exceptional | $5,458 | +0.328% | 218 | |
21 | NEWREZ LLC | Strong | Acceptable | Sound | Exceptional | $3,854 | +0.074% | 123 | |
22 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $5,163 | +0.319% | 52 | |
23 | 1st Security Bank of Washington | Strong | Acceptable | Strong | Strong | $4,532 | +0.213% | 44 | |
24 | KITSAP Credit Union | Strong | Sound | Acceptable | Strong | $1,688 | -0.066% | 40 | |
25 | CORNERSTONE CAPITAL BANK, SSB | Strong | Acceptable | Strong | Strong | $3,061 | +0.664% | 32 | |
26 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Sound | $5,937 | +0.338% | 31 | |
27 | SCENIC OAKS FUNDING, LLC | Strong | Acceptable | Strong | Strong | $4,029 | +0.244% | 26 | |
28 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,884 | +0.448% | 76 | |
29 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | $6,289 | +0.412% | 36 | |
30 | Umpqua Bank | Sound | Acceptable | Strong | Sound | $1,741 | +0.157% | 27 | |
31 | HomeStreet Bank | Sound | Acceptable | Strong | Sound | $5,244 | +0.009% | 23 | |
32 | OriginPoint, LLC | Sound | Acceptable | Sound | Sound | $2,965 | +0.465% | 26 | |
33 | MASON MCDUFFIE MORTGAGE CORPORATION | Sound | Acceptable | Sound | Sound | $4,093 | +0.157% | 20 | |
34 | Cornerstone First Mortgage, Inc | Sound | Mediocre | Sound | Sound | $5,100 | +0.086% | 24 | |
35 | PRIORITY HOME LENDING, LLC | Sound | Mediocre | Sound | Sound | $3,936 | +0.465% | 21 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Bremerton
No credit impact
3-minute process
100% free