Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | The Huntington National BankBank | Exceptional | Strong | Strong | Exceptional | $609Fees | 0.477%Above | 601 | |
2 | First Commonwealth BankBank | Strong | Strong | Strong | Strong | $844Fees | 0.255%Above | 73 | |
3 | Citizens Bank, National AssociationBank | Strong | Strong | Strong | Strong | $1,124Fees | 0.271%Above | 71 | |
4 | Fifth Third Bank, National AssociationBank | Strong | Strong | Strong | Strong | $1,115Fees | 0.465%Above | 61 | |
5 | PNC Bank, National AssociationBank | Strong | Strong | Strong | Strong | $57Fees | 0.124%Above | 55 | |
6 | KeyBank National AssociationBank | Strong | Strong | Strong | Strong | $1,763Fees | 0.146%Above | 51 | |
7 | U.S. Bank National AssociationBank | Strong | Strong | Strong | Sound | $1,332Fees | 0.372%Above | 25 | |
8 | Third Federal Savings and Loan Association of ClevelandBank | Strong | Strong | Strong | Sound | $533Fees | 0.183%Above | 22 | |
9 | JPMorgan Chase Bank, National AssociationBank | Strong | Sound | Strong | Strong | $1,998Fees | 0.434%Above | 122 | |
10 | The Farmers National Bank of CanfieldBank | Strong | Sound | Strong | Strong | $1,026Fees | 0.445%Above | 68 | |
11 | Premier BankBank | Strong | Sound | Strong | Sound | $798Fees | 0.329%Above | 27 | |
12 | Flagstar Bank, N.A.Bank | Sound | Acceptable | Strong | Sound | $2,691Fees | 0.787%Above | 29 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.