Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FINANCIAL CONCEPTS MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Sound | Exceptional | Exceptional | $1,019Fees | 0.192%Above | 52 | |
2 | BOKF, National AssociationBank | Strong | Sound | Exceptional | Strong | Strong | $1,305Fees | 0.843%Above | 34 | |
3 | Gateway First BankBank | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,300Fees | 0.608%Above | 90 | |
4 | Great Plains National BankBank | Strong | Acceptable | Strong | Exceptional | Exceptional | $2,148Fees | 0.459%Above | 64 | |
5 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,704Fees | 0.336%Above | 34 | |
6 | PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $2,311Fees | 0.824%Above | 50 | |
7 | Stride Bank, National AssociationBank | Strong | Sound | Strong | Strong | Sound | $1,979Fees | 0.747%Above | 13 | |
8 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Acceptable | $1,459Fees | 0.160%Below | 13 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.