Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | WEST GATE BANKBank | Exceptional | Exceptional | Exceptional | Exceptional | Strong | $1,373Fees | 0.093%Below | 34 | |
2 | First National Bank of OmahaBank | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,116Fees | 0.105%Above | 40 | |
3 | Exchange BankBank | Exceptional | Exceptional | Strong | Strong | Strong | $859Fees | 0.055%Above | 19 | |
4 | Pinnacle BankBank | Exceptional | Strong | Strong | Strong | Exceptional | $1,368Fees | 0.057%Above | 47 | |
5 | Union Bank and Trust CompanyBank | Exceptional | Exceptional | Strong | Strong | Sound | $1,639Fees | 0.067%Below | 16 | |
6 | CHARTER WEST BANKBank | Strong | Sound | Strong | Strong | Exceptional | $1,517Fees | 0.333%Above | 66 | |
7 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,709Fees | 0.537%Above | 51 | |
8 | Home Federal Savings and Loan Association of Grand IslandBank | Strong | Sound | Sound | Strong | Exceptional | $1,142Fees | 0.250%Above | 35 | |
9 | Wells Fargo Bank, National AssociationBank | Strong | Strong | Exceptional | Sound | Acceptable | $2,324Fees | 0.197%Below | 11 | |
10 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $1,994Fees | 0.380%Above | 41 | |
11 | Gateway First BankBank | Strong | Acceptable | Exceptional | Strong | Strong | $3,040Fees | 0.433%Above | 33 | |
12 | MORIA DEVELOPMENT, INC.Independent Mortgage Company | Strong | Mediocre | Strong | Strong | Exceptional | $4,370Fees | 0.830%Above | 73 | |
13 | CHURCHILL MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Mediocre | Exceptional | Strong | Sound | $2,839Fees | 0.881%Above | 15 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.