Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | ROGUE CREDIT UNIONCredit Union | Exceptional | Strong | Exceptional | Exceptional | $2,082Fees | 0.377%Below | 93 | |
2 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | $3,540Fees | 0.115%Above | 35 | |
3 | Nations Lending CorporationIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $2,779Fees | 0.303%Above | 106 | |
4 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $5,201Fees | 0.213%Above | 81 | |
5 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $3,290Fees | 0.245%Above | 38 | |
6 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Strong | Sound | $3,626Fees | 0.580%Above | 26 | |
7 | Sunflower Bank, National AssociationBank | Strong | Acceptable | Strong | Strong | $4,854Fees | 0.152%Above | 35 | |
8 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $5,318Fees | 0.750%Above | 30 | |
9 | NATIONS DIRECT MORTGAGE, LLCIndependent Mortgage Company | Sound | Acceptable | Strong | Sound | $4,320Fees | 0.294%Above | 23 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.