🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Jumbo Mortgage Company Lenders in Illinois
Updated February 6, 2026
Market Overview
22
Total Lenders
123,748
Total Loans
0.41%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,009 | +0.369% | 7,686 | |
2 | PROPER RATE, LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,656 | +0.268% | 1,337 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,855 | +0.413% | 7,352 | |
4 | ROCKET MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,394 | +0.490% | 7,176 | |
5 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Sound | Exceptional | $2,865 | +0.657% | 2,802 | |
6 | A & N MORTGAGE SERVICES, INC. | Strong | Sound | Strong | Strong | Exceptional | $1,570 | +0.336% | 1,149 | |
7 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,170 | +0.188% | 781 | |
8 | MOVEMENT MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,088 | +0.479% | 321 | |
9 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,820 | +0.594% | 4,482 | |
10 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,737 | +0.680% | 3,156 | |
11 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,378 | +0.587% | 2,081 | |
12 | GUARANTEED RATE AFFINITY, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,993 | +0.486% | 838 | |
13 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $1,989 | +0.723% | 2,381 | |
14 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $2,239 | +0.629% | 1,112 | |
15 | LOWER, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $1,510 | +0.608% | 1,031 | |
16 | COMPASS MORTGAGE, INC. | Strong | Acceptable | — | Exceptional | Exceptional | $2,500 | +0.580% | 904 | |
17 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Sound | Acceptable | Strong | $1,661 | +0.439% | 810 | |
18 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,281 | +0.479% | 391 | |
19 | KEY MORTGAGE SERVICES, INC. | Strong | Acceptable | Strong | Sound | Exceptional | $1,739 | +0.348% | 1,273 | |
20 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Sound | Exceptional | $3,206 | +0.684% | 2,009 | |
21 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Strong | Sound | Strong | $1,835 | +0.590% | 980 | |
22 | T2 FINANCIAL LLC | Strong | Acceptable | Strong | Sound | Strong | $1,331 | +0.369% | 337 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
IllinoisJumbo
No credit impact
3-minute process
100% free