Safe Rate Rankings
Shopping for a mortgage? Click the heart icon to save lenders to My Home and make comparison painless.
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Associated Bank, National AssociationBank | Exceptional | Exceptional | Exceptional | Sound | Exceptional | $425Fees | 0.055%Below | 569 | |
2 | Summit Credit UnionCredit Union | Exceptional | Exceptional | Strong | Strong | Exceptional | $30Credit | 0.075%Below | 505 | |
3 | U.S. Bank National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Strong | $264Fees | 0.144%Above | 230 | |
4 | The Equitable Bank, S.S.B.Bank | Exceptional | Exceptional | — | Strong | Exceptional | $656Fees | 0.023%Above | 197 | |
5 | Landmark Credit UnionCredit Union | Exceptional | Strong | Strong | Strong | Exceptional | $555Fees | 0.043%Above | 1,064 | |
6 | University of Wisconsin Credit UnionCredit Union | Exceptional | Strong | Strong | Strong | Exceptional | $261Fees | 0.158%Above | 692 | |
7 | Great Midwest Bank, S.S.B.Bank | Exceptional | Strong | Strong | Strong | Exceptional | $523Fees | 0.202%Above | 277 | |
8 | BMO Bank National AssociationBank | Exceptional | Strong | Exceptional | Strong | Strong | $39Credit | 0.300%Above | 160 | |
9 | Old National BankBank | Exceptional | Strong | Exceptional | Strong | Strong | $927Fees | 0.065%Below | 96 | |
10 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,758Fees | 0.377%Above | 815 | |
11 | Waukesha State BankBank | Exceptional | Strong | — | Strong | Exceptional | $337Fees | 0.149%Above | 313 | |
12 | JPMorgan Chase Bank, National AssociationBank | Strong | Sound | Exceptional | Strong | Strong | $1,927Fees | 0.133%Above | 357 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,765Fees | 0.472%Above | 953 | |
14 | Johnson BankBank | Strong | Acceptable | Strong | Strong | Exceptional | $379Fees | 0.119%Above | 462 | |
15 | The Huntington National BankBank | Strong | Acceptable | Exceptional | Strong | Strong | $1,105Fees | 0.335%Above | 197 | |
16 | Tri City National BankBank | Strong | Sound | Strong | Sound | Strong | $1,147Fees | 0.208%Above | 103 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.