Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Morgan Stanley Private Bank, National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Sound | $260Fees | 0.516%Below | 13 | |
2 | U.S. Bank National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Sound | $622Fees | 0.002%Above | 12 | |
3 | Nations Lending CorporationIndependent Mortgage Company | Exceptional | Strong | Strong | Strong | Exceptional | $2,047Fees | 0.362%Above | 73 | |
4 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,872Fees | 0.250%Above | 102 | |
5 | BOKF, National AssociationBank | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,331Fees | 0.201%Above | 68 | |
6 | Sunflower Bank, National AssociationBank | Strong | Acceptable | Strong | Sound | Exceptional | $3,645Fees | 0.259%Above | 47 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.