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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Sierra Vista
Updated February 6, 2026
Market Overview
16
Total Lenders
1,151
Total Loans
0.28%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,176 | +0.313% | 110 | |
2 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,941 | +0.212% | 33 | |
3 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,019 | +0.253% | 284 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,752 | -0.234% | 92 | |
5 | ALTITUDE FINANCIAL CORPORATION | Strong | Sound | Strong | Strong | Strong | $1,578 | +0.135% | 62 | |
6 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $1,678 | +0.294% | 67 | |
7 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,393 | +0.589% | 62 | |
8 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,558 | -0.106% | 32 | |
9 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $3,338 | -0.499% | 16 | |
10 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Sound | $1,887 | +0.566% | 15 | |
11 | INSPIRE HOME LOANS INC. | Strong | Acceptable | Strong | Strong | Strong | -$531 | +0.226% | 40 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $3,635 | +0.279% | 27 | |
13 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,545 | +0.352% | 12 | |
14 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,662 | -0.084% | 11 | |
15 | GENEVA FINANCIAL, LLC | Sound | Mediocre | Strong | Strong | Strong | $3,720 | +0.772% | 46 | |
16 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $2,798 | +0.511% | 15 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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