Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | INB, National AssociationBank | Exceptional | Exceptional | Strong | Strong | Exceptional | $637Fees | 0.292%Above | 410 | |
2 | FLAT BRANCH MORTGAGE, INC.Independent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,069Fees | 0.480%Above | 69 | |
3 | Bank of SpringfieldBank | Strong | Strong | Sound | Sound | Exceptional | $443Fees | 0.042%Above | 267 | |
4 | PNC Bank, National AssociationBank | Strong | Strong | Strong | Sound | Strong | $373Credit | 0.493%Above | 75 | |
5 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,327Fees | 0.674%Above | 114 | |
6 | Heartland Bank and Trust CompanyBank | Strong | Strong | Sound | Sound | Strong | $390Fees | 0.488%Above | 66 | |
7 | GUARANTEED RATE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $1,477Fees | 0.469%Above | 94 | |
8 | AFFORDABLE MORTGAGE ADVISORS, LLC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $1,997Fees | 1.026%Above | 71 | |
9 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Acceptable | $1,975Fees | 0.845%Above | 10 | |
10 | NEW AMERICAN FUNDING, LLCIndependent Mortgage Company | Sound | Mediocre | Exceptional | Sound | Strong | $1,711Fees | 0.758%Above | 55 | |
11 | DIAMOND RESIDENTIAL MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Mediocre | Strong | Exceptional | Sound | $1,695Fees | 1.125%Above | 25 | |
12 | LEADERONE FINANCIAL CORPORATIONIndependent Mortgage Company | Sound | Mediocre | Exceptional | Strong | Sound | $2,416Fees | 1.304%Above | 20 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.