Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | WRIGHT-PATT CREDIT UNION, INC.Credit Union | Exceptional | Exceptional | Strong | Exceptional | $319Fees | 0.329%Below | 194 | |
2 | The Huntington National BankBank | Strong | Strong | Strong | Strong | $426Credit | 0.612%Above | 85 | |
3 | Fifth Third Bank, National AssociationBank | Strong | Strong | Strong | Strong | $622Fees | 0.432%Above | 38 | |
4 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | $1,983Fees | 0.451%Above | 41 | |
5 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $3,254Fees | 0.533%Above | 168 | |
6 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Strong | Strong | $2,025Fees | 0.727%Above | 63 | |
7 | Union Savings BankBank | Strong | Sound | Strong | Strong | $1,008Fees | 0.141%Above | 51 | |
8 | WesBanco Bank, Inc.Bank | Strong | Sound | Strong | Strong | $1,790Fees | 0.255%Above | 30 | |
9 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Exceptional | $2,380Fees | 0.860%Above | 217 | |
10 | PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $2,395Fees | 0.808%Above | 82 | |
11 | Mortgage Research Center, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $461Fees | 0.583%Above | 64 | |
12 | The Park National BankBank | Strong | Acceptable | Strong | Strong | $1,380Fees | 0.303%Above | 39 | |
13 | LOWER, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $2,446Fees | 0.738%Above | 35 | |
14 | NFM, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Sound | $3,164Fees | 0.800%Above | 30 | |
15 | UNION HOME MORTGAGE CORP.Independent Mortgage Company | Strong | Acceptable | Exceptional | Sound | $3,175Fees | 0.847%Above | 21 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.