Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $4,466Fees | 0.265%Above | 1,581 | |
2 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,708Fees | 0.210%Below | 1,433 | |
3 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,045Fees | 0.159%Above | 863 | |
4 | ATLANTIC BAY MORTGAGE GROUP, L.L.C.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,805Fees | 0.289%Above | 1,813 | |
5 | Advance Financial Group, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | Exceptional | $4,257Fees | 0.092%Above | 442 | |
6 | C & F Mortgage CorporationIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | Strong | $3,805Fees | 0.225%Above | 166 | |
7 | SOUTHERN TRUST MORTGAGE, LLCIndependent Mortgage Company | Sound | Mediocre | Strong | Sound | Exceptional | $4,240Fees | 0.307%Above | 974 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.