Safe Rate Rankings

Best VA Mortgage Bank Lenders in Wichita

Updated February 5, 2026
⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
📊 HMDA 2024Built using publicly available originated loan data from the federal government.
🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.
Total Lenders8
Total Loans7,011
Median Rate Spread0.32%

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RankLenderOverallPricingProductPull ThroughPlaceAvg FeesRate Spread# of LoansAction
1
Intrust Bank, National AssociationBank
Exceptional
Exceptional
Sound
Strong
Exceptional
$942Fees
0.160%Below
119
2
NBKC BANKBank
Exceptional
Exceptional
Exceptional
Strong
Sound
$494Fees
0.043%Below
45
3
Gateway First BankBank
Exceptional
Sound
Exceptional
Strong
Exceptional
$1,663Fees
0.382%Above
245
4
Flagstar Bank, N.A.Bank
Strong
Sound
Exceptional
Strong
Strong
$1,651Fees
0.317%Above
82
5
USAA Federal Savings BankBank
Strong
Strong
Exceptional
Sound
Sound
$2,122Fees
0.309%Below
50
6
Plains Commerce BankBank
Strong
Sound
Exceptional
Strong
Sound
$1,918Fees
0.473%Above
35
7
Fidelity Bank, National AssociationBank
Strong
Acceptable
Strong
Strong
Exceptional
$1,201Fees
0.280%Above
441
8
BOKF, National AssociationBank
Strong
Acceptable
Strong
Strong
Sound
$1,858Fees
0.593%Above
31

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.