Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Morgan Stanley Private Bank, National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Sound | $226Fees | 0.362%Below | 11 | |
2 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $4,011Fees | 0.330%Above | 262 | |
3 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,221Fees | 0.160%Above | 236 | |
4 | Trustmark National BankBank | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,274Fees | 0.289%Above | 165 | |
5 | BankPlusBank | Exceptional | Strong | Strong | Strong | Strong | $1,089Fees | 0.012%Below | 40 | |
6 | Regions BankBank | Strong | Sound | Exceptional | Strong | Strong | $2,444Fees | 0.268%Above | 138 | |
7 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $3,698Fees | 0.639%Above | 122 | |
8 | First Horizon BankBank | Strong | Acceptable | Exceptional | Strong | Sound | $2,082Fees | 0.112%Above | 37 | |
9 | Cadence BankBank | Strong | Mediocre | Exceptional | Strong | Strong | $1,986Fees | 0.122%Above | 85 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.